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Senior Citizen Travel Insurance Plan

Senior Citizen Travel Insurance Plan

Benefits

Instant
Policy Issuance
No medical
Check-up
Covers
Pre-existing diseases
Cashless
Hospitalization Worldwide
​​
Our parents have been with us through th​ick and thin. Now in their second innings, it time for you to be there for them. But professional commitments necessitate you being away from them. Considering this, what can be more endearing to your parents than having them at your place and spend quality time? Along with travel insurance, this is the best gift you can give your parents in their twilight years, that too with a simple click. With Reliance Travel Care Policy – for Senior Citizens, bring your parents home!

​Take a look at the various plans that we have in store for you-

Travellers aged between 61-70 years-

  • Standard
    (in US$)
  • Silver
    (in US$)
  • Gold
    (in US$)
  • Platinum
    (in US$)
Medical expenses
50,000
 
100,000
 
250,000
 
500,000
Loss of Passport
 
 
 
Total Loss of checked​-in baggage*
500
 
1,000
 
1,200
 
1,​500
Delay of checked-in b​aggage
 
 
 
Daily Allowance in case of Hospitalisation (25 per day)
 
5 days
max
 
6 days
max
 
7 days
​max
Financial Emergency Assistance
 
 
 
Hijack Distress Allowance (7 days max)
 
50
p​er day
 
75
per day
 
125
per day
Trip Delay (6 days max)
 
25
per day
 
50
per day
 
60
​per day
Trip Cancellation & Interruption
 
 
 
Missed Connection
 
200
 
300
 
500
Home Burglary Insurance (in Rs)
 
100,000
 
200,000
 
300,000

Travellers aged between 71-90 years-

​​​ ​​​​Coverage​Standard (in US$)
​​Medical expenses#​50,000
​Total loss of checked-in baggage*​500
​​​Loss of passport​150
​​​​​​​Personal Accident​15,000
​​

*Total loss of checked baggage-Maximum amount payable per checked in baggage in case more than one bag has been checked in is 50% (100% for only one checked in baggage) of applicable sum insured and per item in baggage max 10%. ​#For travellers aged between 81-90 years, per illness/injury/hospitalization limit restricted to $15,000.

Want more details?​​ ​​C​lick here to view the detailed table of above mentioned coverage​

 

 

What does the ​poli​cy cover?​

 

Senior citizen travel insurance covers a variety of situations - have a look!

  • Accidental bodily injury during the trip
  • Acute anaesthetic treatment of teeth due to an injury
  • Total loss of your checked-in baggage by a common carrier
  • Emergency expenses made for medical evacuation to India
  • Special distress allowance if your plane is hijacked for more than 12 hours
  • Facility to provide you emergency cash in case you lose travel funds due to theft
  • Expenses incurred if you miss a connecting flight due to a delay of more than 3 hours
  • Expenses incurred for the purchase of toiletries, clothing and medication in case luggage is missing for more than 12 hours
  • Reimbursement of return ticket fare for a family member visiting you, the insured, if you're hospitalised for more than 7 days
  • Expenses incurred if a trip is delayed for more than 12 hours due to airline, medical, personal employment problems or natural disasters
  • Insurance against burglary in your home, while you are travelling abroad covered under overseas travel insurance for senior citizens
  • Expenses incurred if a trip is cancelled or interrupted due to airline, medical, personal employment problems or natural disasters
  • Compensation for a third party in case your involuntarily actions result in someone's demise, cause someone injury or damage to health or property
  • Emergency medical expenses incurred by you whilst abroad, for any sudden illness, injury or death covered under overseas travel insurance for senior citizens
  • Expenses incurred while transporting the insured's mortal remains back home or towards burial abroad in case of an untimely demise covered under overseas travel insurance for senior citizens

 

 
​​

What does the polic​y not cover?​

 

Here's a list of things your senior citizen travel insurance policy won't cover!

  • Expenses incurred if you are-
    • Traveling against the advice of physician and have to be hospitalised
    • Receiving or are on a waiting list for specified medical treatment.
    • Travelling to receive treatment abroad
    • Have been given terminal prognosis for a medical condition
  • Have been given terminal prognosis for a medical condition Expenses incurred due to any of the following conditions-
    • Suicide
    • Self-inflicted injuries or illnesses
    • Mental disorder
    • Anxiety, stress or depression
    • Venereal diseases
    • Alcohol/drug abuse
  • War or nuclear threat in the country where you're travelling
  • Schengen Travel insurance for senior citizens above the age of 80
  • In case of loss of checked baggage, no partial loss or damage shall become payable
  • Life threatening conditions covered only arising out of disclosed pre-existing diseases, which are mentioned in the policy schedule, for people upto 70 years of age. Customers need to declare all pre-existing diseases while taking the policy.
  • Claims arising out of non- disclosed and non-declared pre-existing medical conditions will not be covered.
  • Any issues faced due to theft or loss of passport when left unattended or if you don't report the loss to local police authorities.

*T&C apply. Details mentioned here are for Reliance Travel Care Policy.


Want to extend your trip? Take a look at this-​​

​If your holiday is extended for any reason, we recommend that you extend your travel insurance policy. It always better to be safe than sorry! Download and fill the Extension Form​ ​and visit the nearest branch.​

Senior Citizen Travel Insurance FAQ

Senior Citizen Travel Insurance Reviews and Ratings

Average Rating:

4.4(Based on 295 ratings)

Showing 10 reviews

  • “travel without worry”

    Was taking my mom to her first overseas trip. Decided to buy a senior citizen travel insurance policy for her as a precautionary measure. It feels good to be secured.

    Surendra k5 January 2018, Goa
  • “Senior Citizens can Travel Safely”

    Travelling as a Senior Citizen can be frightful if you aren't sure about your medical needs being taken care of. Reliance General's senior citizen travel insurance gave me and my wife the confidence to start travelling again.

    Rajasekhar S20 November 2017, Vadodara
  • “Senior Citizens can Travel Safely”

    Travelling as a Senior Citizen can be frightful if you aren't sure about your medical needs being taken care of. Reliance General's senior citizen travel insurance gave me and my wife the confidence to start travelling again.

    Rajasekhar S16 November 2017, Vadodara
  • “Spend a bit in a travel insurance”

    My wife and I, both senior citizens decided to take a trip to America along with a tourism group. My health weakened a bit due to the sudden change in weather. I had to spend a day in the hospital. The medical expenses in America are way too high for us to pay in indian rupees. I would rather spend a bit in a travel insurance than spend dollars behind medical treatment.

    Mansoor S9 November 2017, Chennai
  • “Had a good tension-free trip”

    While taking my parents abroad for the first time, I bought your senior citizen travel insurance policy. We had a good, tension-free trip thanks to Reliance General Insurance. This is the plan to have while travelling with your parents.

    Tony D13 October 2017, Patna
  • “Got free international sim card”

    The premium offered for this travel insurance at this price is really good. Ended up using the free international sim card they gave. Thanks reliance.

    Mirza S19 June 2017, Hyderabad
  • “Reliance travel insurance for elders highly recommended”

    Travel insurance for my elderly parents helped them travel stress-free and visit a new country. Reliance travel insurance for elders highly recommended

    Navya N14 June 2017, Hyderabad
  • “Good customer service”

    Great customer service and good value added benefits

    Maddy Y9 February 2017, Bhandup
  • “Good for senior citizens”

    A very good travel policy for 60 plus at a cheap price.

    Kiran J8 February 2017, Mulund
  • “Good Plan”

    It is one of the best senior citizen travel insurance plans in the market.

    Kapil S7 February 2017, Goregaon
  • See all reviews